Mortgages Made Simple Dreams Made Possible
Explore the finest opportunities for your dream home with expert guidance from Richard Thomson, your trusted Mortgage Advisor in Canada.
Your Path to Financial Freedom Starts Here
Take control of your financial future with our step-by-step Financial Literacy Course. Designed for beginners and professionals alike, this course simplifies money management and helps you build lifelong wealth.
Mortgage services I Offer
Purchase Mortgage
Access equity for big goals with flexible terms.
Refinance Mortgage
Access equity for big goals with flexible terms.
Mortgage Pre approval
Access equity for big goals with flexible terms.
Mortgage Refinance
Access equity for big goals with flexible terms.
Richard Thomson
Mortgage Agent
With over 11 years of experience in the financial services industry, I specialize in mortgages and financial literacy. My approach is rooted in honesty, clear communication, and a commitment to client education, ensuring individuals and families feel empowered in their financial decisions. Originally from Baxter, Ontario, I have been proud to call Midland home since 2016.
Book a 30-minute intro call
Strategic Coaching for Smarter Finances
Take control of your financial journey with the guidance of an experienced finance coach. Whether you’re planning for your first investment, managing debt, or building long-term wealth, a finance coach helps you create a personalized strategy to achieve your goals.
What My Clients Say
- Purchase Mortgage
- Refinancing Mortgage
- Renewal Mortgage
- Second Mortgage
- Third Mortgage
- Blanket Mortgage
- HELOC
- Bridge Loan
- Business Loan
- Equipment Leasing
The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.
You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.
Any Questions? We got you
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.
Let’s Get Started
Find the right mortgage with Richard Thomson in Edmonton.
“I trust Dustin and Keith with all of my clients as they do an amazing job”.